Wednesday, October 7, 2015
12:00pm - 3:00pm
2 Speaking Sessions from 12:30pm - 1:30pm; 1:45pm - 2:45pm
Plated Lunch Included!
Guest / Non-Members Fee: $65; Council Members are Free
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-Session 1: 203 Best (and Worst) Planning Ideas for Your Client's Retirement Benefits
*See Below for Information on Each Session*
-Session 2: Case Studies in Estate Planning for Retirement Benefits: Practical Ideas for Real Life Situations
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Natalie Choate, Nutter McClennen & Fish
Latitude 41°, Mystic Seaport
Click here for Natalie Choate's Bio
203 Best (and Worst) Planning Ideas for Your Client's Retirement Benefits
Your clients are bombarded with dreams and schemes designed to reduce the taxes on their retirement plans. Which of these work and which do not? Learn how to evaluate the latest ideas (and separate the fool-proof from the foolhardy), plus dozens of tried-and-true planning techniques you can use right away in your practice. Here are some of the ideas covered in this seminar:
· Tax-advantaged ways to take distributions
· Novel investments: should client’s IRA buy disability insurance, a business, real estate?
· The six choices of beneficiary: three are tax-favored and three are not
· Charitable planning ideas for the wealthy and not-so-wealthy
· Who should (or should not) convert to a “Roth” IRA
Attendees receive a handout with more than 100 planning ideas summarized and evaluated, to be used as a planning checklist for later client work. The handout also tells where to find out more to implement each idea, and includes “client profiles” that suggest the best planning ideas for each type of client as well as forms illustrating some of the recommended drafting ideas.
Case Studies in Estate Planning for Retirement Benefits: Practical Ideas for Real Life Situations
Learn how to integrate retirement benefits into the typical estate plan. What approaches are available for the client whose major asset is an IRA or other retirement plan, and who wants to:
· Use both spouses’ federal estate tax exemptions
· Reduce estate taxes while deferring income taxes
· Leave benefits to in trust for spouse (the “QTIP trust” problem)
· Leave benefits to multiple children with each using his/her own life expectancy
· Leave benefits to a minor child or special needs beneficiary
This presentation answers these questions, explaining the pros, cons and pitfalls of various approaches, including the conservative, the practical and the “cutting edge.”